Credit Card Companies Set You Up To Have Debt

I started reading another book on paying off your debt. I wish it was as easy as they make it sound, but between the credit card companies and the marketing that is done today, it is no wonder there is so much debt in this country. Retailers make their items appear as though they are something you cannot live without. And since you know you must have it, why should you worry about paying for it?

They will give it to you with a teaser interest rate of 0% for the first year. But what they don’t tell you is that if you don’t pay the item off in the first year, you will be responsible for not only interest in the future, but all the interest you would have paid in the past. Although, it may sound like you are getting a deal, there is a good chance there are some things you are not being told and you are probably not getting the deal you think you are.

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